:root{--ink:#111827;--muted:#667085;--line:#e5e7eb;--soft:#f8fafc;--accent:#163d73}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
.wrap{max-width:1040px;margin:auto;padding:0 24px}.nav{border-bottom:1px solid var(--line);background:#fff}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;min-height:72px}.brand{font-weight:800;letter-spacing:.08em;font-size:20px}
.links a{color:var(--ink);text-decoration:none;margin-left:22px;font-size:14px}.hero{padding:82px 0 58px;background:linear-gradient(180deg,#f8fafc,#fff)}
.kicker{font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent)}
h1{font-size:48px;line-height:1.08;margin:12px 0 18px;max-width:800px}h2{font-size:28px;margin-top:38px}h3{font-size:19px}
.lead{font-size:19px;color:var(--muted);max-width:760px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:35px 0}
.card{border:1px solid var(--line);border-radius:14px;padding:22px;background:#fff}.card p{color:var(--muted)}
.main{padding:50px 0 70px}.policy{max-width:820px}.policy p,.policy li{color:#374151}
form{max-width:720px;border:1px solid var(--line);border-radius:16px;padding:28px;background:#fff}
label{display:block;font-weight:700;margin:18px 0 7px}input,textarea{width:100%;padding:13px 14px;border:1px solid #cfd4dc;border-radius:9px;font:inherit}
textarea{min-height:130px}.check{display:flex;gap:10px;align-items:flex-start;margin-top:18px}.check input{width:auto;margin-top:5px}.check label{font-weight:400;margin:0;font-size:14px;color:#374151}
button{margin-top:20px;padding:13px 20px;border:0;border-radius:9px;background:var(--accent);color:#fff;font-weight:700;font-size:15px;cursor:pointer}
.note{font-size:13px;color:var(--muted)}a{color:var(--accent)}footer{border-top:1px solid var(--line);padding:28px 0;color:var(--muted);font-size:13px}
@media(max-width:700px){h1{font-size:37px}.grid{grid-template-columns:1fr}.links{display:none}}